At work, we have the opportunity of enrolling in a Health Savings Account this year. It looks like a great option, except for one thing — I’m on a single name-brand prescription drug. Just for that drug, I would end up spending more than the difference in premiums. However, the one thing that would still be nice with the HSA would be that everything is 100% covered after the deductible amount. For this year, however, we stuck with the standard account.

Have you tried a HSA? What has your experience been?