Right now, our payments for our debt is exceeding our income, so we’ve stopped 401k contributions to help make the difference up. However, in a few months, we should be at the point where we can actually afford to make payments within our income. I’ve been debating if it would be wise to start adding [...]

I keep hearing people talk about Compact Flourescent Lamps, and how they are so much more energy efficient than standard bulbs. Let’s do some math and find out..

At work, we have the opportunity of enrolling in a Health Savings Account this year. It looks like a great option, except for one thing — I’m on a single name-brand prescription drug. Just for that drug, I would end up spending more than the difference in premiums. However, the one thing that would still [...]

CNN recently posted an article discussing the downside of credit card rewards. Personally, I have stopped using credit cards until we are out of debt — if we’re not spending on something that allows us to go further into debt, well, it’s a lot harder to go further into debt.
However, I have [...]

If you’ve been watching the news lately, you’ve heard the stories about car makers having issues selling their large vehicles. One of the most recent stories is GM closing plants making SUV’s and trucks:
http://www.nytimes.com/2008/06/04/business/04motors.html
In some ways, I see this as both a positive and a negative.. we Americans do tend to drive much larger vehicles [...]

For all of you that have attended Dave Ramsey’s Finance Peace University classes, I’m sure that you remember his list of so-called “myths” about debt. Read more for some that made me giggle..

We’re still going through Dave Ramsey’s Financial Peace University program. Last night, we had the “Credit Sharks in Suits” lesson. On the plus side, this is one of the few lessons that I agreed with him on most things. However, there was one big place where I disagreed — his statement that a FICO Score [...]

We purchased a new Chevy last year, when they were blowing them out. As we are approaching the one-year mark, we got an e-mail saying that our OnStar is going to expire:
As your renewal date of 07/02/08 approaches, we want to remind you that your Safe & Sound Plan will be automatically renewed at $18.95. [...]

Around 6 months ago, all of the nifty promotions we were getting on our cable finally expired, and the price skyrocketed. Before the price shot up, we had premium cable service with all the movie channels, 8mb internet, etc, for a grand total of $80/mo. Wasn’t a bad deal at all! After the promos expired, [...]

The Consumerist has an article which discussions the most annoying airline fees. It’s amazed me how many fees they have tacked on over the last year alone. The most annoying ones for me out of the list:

Checked Baggage — they now charge for the *FIRST* bag, not just the second and third like a few [...]