Since we’re working hard to get out of debt, I’m doing what I can to take on some extra work. I’m a computer geek, so most of what I do is computer related. I’m currently trying to get some work on <a href=”http://www.odesk.com”>oDesk</a>, which is a site for consultants looking for work. The hard part [...]

Updating our debt stats. Not the best month for credit card debt — there were a few accounts that I thought were enrolled in autopay, but apparently weren’t, so they didn’t get paid on time. SIGH! Since I never make payments late, I’m going to try talking to the banks and get the accounts in [...]

It seems like everyone is blaming Bush+co for the gas prices. I just don’t get it — the gas prices aren’t set by the government here, so why would it be their fault when it goes up? I also don’t understand why the majority of people think that we should be taxing the oil companies [...]

I no longer see any need for a recipe book.
If I am interested in cooking something I’ve never made before, my first instinct is to hit up foodtv.com and search for ‘ Alton Brown’; if that fails, I go on to Google. I’ve never failed to find a multitude of recipes for whatever I’d like [...]

We get a boatload of magazines, and haven’t ever paid more than $1/year for any of them. A little bit on Internet-fu can really help you out here!
Some advice:

If you are interested in a particular title, always do a google search for something like “ free”. If it is a trade-related rag, there are often [...]

One of our larger monthly expenses that isn’t a total necessity is our family cell phone plan. I keep asking myself why I really need this, versus just having a home phone with voicemail.
So, reasons to get rid of the cell phone:

Save some green!
When I’m away from home or the office, I’d actually be *away* [...]

My wife and I walked into the grocery store the other day. Out of habit, we picked up the coupon book they provide right inside the door. As we walked through the store, she looked through the coupon book, and told me about the good deals. At the end of our trip, we ended up [...]

So, another Ramsey-ism — if you’re in debt, sell everything until you’re not in debt!
I’ve been doing quite a bit of this — finding extra stuff around the house that we no longer need, and putting it up on Craigslist and eBay. However, one of his big recommendations always seems to be to sell your [...]

A couple weeks ago, JoeTaxpayer discussed the need for an emergency plan. I found his post very interesting — basically, no matter what happens, if your choice is between a 401k with match or an emergency fund in the bank, your 401k is probably the better bet. You can always borrow the money back if [...]

So, in my last post, JoeTaxpayer mentioned that it’s worth considering taking a loan against your 401k to pay off high-interest rate debt. I took a quick look at that, and it really does look like an appealing option - I could drop ~$10k of my debt down to 6% interest over a 5-year period. [...]