CNN recently posted an article discussing the downside of credit card rewards. Personally, I have stopped using credit cards until we are out of debt — if we’re not spending on something that allows us to go further into debt, well, it’s a lot harder to go further into debt.
However, I have [...]

As part of our plan to get out of debt, my wife and I have stopped using credit cards. However, being a modern, internet-savvy consumer, most of my purchases are made online, and some of them are not from the safest sellers in the world. I have had four cases in my many years on [...]