Updating our debt stats. Not the best month for credit card debt — there were a few accounts that I thought were enrolled in autopay, but apparently weren’t, so they didn’t get paid on time. SIGH! Since I never make payments late, I’m going to try talking to the banks and get the accounts in [...]

For all of you that have attended Dave Ramsey’s Finance Peace University classes, I’m sure that you remember his list of so-called “myths” about debt. Read more for some that made me giggle..

We’re still going through Dave Ramsey’s Financial Peace University program. Last night, we had the “Credit Sharks in Suits” lesson. On the plus side, this is one of the few lessons that I agreed with him on most things. However, there was one big place where I disagreed — his statement that a FICO Score [...]

We purchased a new Chevy last year, when they were blowing them out. As we are approaching the one-year mark, we got an e-mail saying that our OnStar is going to expire:
As your renewal date of 07/02/08 approaches, we want to remind you that your Safe & Sound Plan will be automatically renewed at $18.95. [...]

The Consumerist has an article which discussions the most annoying airline fees. It’s amazed me how many fees they have tacked on over the last year alone. The most annoying ones for me out of the list:

Checked Baggage — they now charge for the *FIRST* bag, not just the second and third like a few [...]

So I’ve talked to two different companies about a Debt Management Plan now. Both companies went over our budget in detail, and did not really find much that needed to change - that’s good news, at least! Interestingly, the first proposal from both companies would actually result in our total monthly payments going slightly higher [...]