So, another Ramsey-ism — if you’re in debt, sell everything until you’re not in debt!
I’ve been doing quite a bit of this — finding extra stuff around the house that we no longer need, and putting it up on Craigslist and eBay. However, one of his big recommendations always seems to be to sell your [...]

Over at Bible Money Matters, there is a description of Dave Ramsey’s program to “Drive free cars”. Basically, his theory is that if you save enough money in a mutual fund at a 12% return, you can eventually have your cars be completely free. Seems like an interesting concept, but the downside of it for [...]